Read Sidebar 5-5 on page 324 in your textbook. Then

Read Sidebar 5-5 on page 324 in your textbook.  Then respond to the following questions:

1) What do you think of the European practice of holding consumers more accountable for the losses incurred from skimming if ATM cards?

2) Are you concerned that your ATM card could be skimmed by a thief? 

3) What precautions do you take if any?